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Financial Planning Tips For Couples About To Start A Family

Financial Planning Tips For Couples About To Start A Family

Couples, especially newlywed ones, would usually enjoy a bit of financial windfall for the first few months or years of their marriage. This is mainly due to the fact that two people are now sharing the expenses on food, utilities, and other expenditures. There are also more opportunities for couples to save money since they have lesser expenditures to pay for.

This happy situation can easily turn sour though when couples are expecting their first child. With this new bundle of joy come various additional expenses that parents will sometimes find it hard to cope with their financial needs and even adjust their lifestyle.

Couples, though, don’t need to find themselves broke simply because they are expecting or already have their newborn baby. Below are some useful financial planning tips couples about to start a family can follow:

Start living a simpler lifestyle. It is not unusual for newlywed or childless couples to have date nights once or twice a week wherein they have dinner at a fancy restaurant and give each other lavish gifts. They will also go on vacations abroad once or twice a year because they want to get some rest

Creating Wealth – 3 Simple Steps To Creating Wealth

If you’re reading this article, you’re probably tired of working your day job and feeling like it’s going nowhere. You may feel fearful about your future and retirement. Maybe you’re tired of getting vacation time off and not having the funds to go on an actual vacation so instead you stay at home and watch television. If this sounds anything like you, I’m very glad you have been able to find this article. I am going to be going over the 3 steps to creating wealth. You have probably heard these steps before because they are very accurate! However, I am going to explain these steps. My best advice to you is to finish this entire article and then begin implementing the steps.

1. Make It – This is the most obvious step but it has to be done correctly. Have you ever heard the saying “Work Smart, Not Hard”? Well, why don’t repeat that saying a few times to yourself. If you would like to create wealth, your day job simply isn’t going to cut it. Ever. Find an opportunity and take some risk. Some of the leading wealth generators in the world have been able to be what

Passive Income: Is It True? Does It Really Work?


Passive Income has been used by the rich and famous to develop, multiply and maintain wealth for centuries. Well known American business man Robert Kiyosaki says, there are basically 3 kinds of income:

1) Ordinary earned income: Money earned from a specific job via a salary of some sort. Certainly it is the highest-taxed income, and thereby, the hardest to build wealth with and takes the longest to build.

2) Portfolio income: Primarily received from paper assets like stocks, bonds, and mutual funds.

3) Passive income: For the most part, derived from real estate, royalties, and distributions. It is more appealing to the wealthy, is the lowest-taxed income, has numerous tax benefits, and thereby lends itself to be the easiest income to build wealth with.

So yes, Passive Income is true and it really works to build wealth! The question to be asked, is which form of Passive Income suits you best? If you’re “a hands on” kind of person with good credit and substantial cash, most likely you would prefer to get involved in real estate. If you are a writer, an inventor or a performer, then royalties would probably apply

The Secret Formula For Wealth in 180 Days!

Do You Feel like You Are Not Realizing Your True Destiny In Wealth?

How many times have you set financial goals only to fall short of their reach, in spite of your hard efforts?

How may savings accounts have you set up with 0 to 1% interest accrued which did very little for growth of your finances?

Well, if you’ve fallen short of your wealth projections or your savings account growth is stymied, then the fault may not be entirely yours. Simply put, you may not have all the variables to the wealth equation which play a substantial part in wealth development. The wealthy know the variables that can launch one into a rich life or keep one chained to the tree of mediocrity. One of the variables that plays a large part in financial transformation is called “compound interest” where your earnings are:

1) Passive
2) Money generates Money on the interest or “earnings” perpetually
3) Part of a long term activity that is stable
4) Provides significant returns on the capital outlay

Albert Einstein spoke about Compounding Interest. He said, “Compounding interest is the eighth wonder of the world. He who understands it, earns it… he who doesn’t… pays it.” ~ Albert

How To Make A Six Figure Income – 3 Ways To Make A Six Figure Income

Most people are convinced that in order to achieve a six figure income they have to go to college and study a field that offers a job with a six figure income pay. The truth is that’s only one route! It may even be one of the most difficult and time-consuming routes. You can achieve a six figure income without a college degree and you can even do this all from home. I am going to be going over ways you can do this without a college degree as well as ways you can do this all from home. The ocean is yours! If you want this income level, but don’t want to work from home, you certainly don’t have to. If you want this income level and do want to work from home, awesome!

    1. Real Estate Broker – The wonderful world of real estate! You will, of course, need a high school diploma and it is highly recommended that you get a real estate license as well. However, you don’t need 8 years of college! You can make a very good living in this field with estimated incomes ranging from $30,000 to $180,000 a year. However, this is a very